Perhaps you are a first time home buyer, you haven’t purchased a home in many years, or you’re just a first time new home buyer.  Don’t worry – we make it easy! Follow the step-by-step guide below and you’ll be a new home owner in no time.

Step 1: Where do I start?
Step 2: Visiting a model home
Step 3: I’ve found the home I want, at the price I want and the location I want. What happens next?
Step 4: Continue with the financing process
Step 5: Pre-Construction Meeting & Design Selection Meeting.
Step 6: Sit back while we build your house.
Step 7: Closing
After Closing

 

 

 

Step 1:  Where do I start? 
Browse our web site to see what communities and floor plans we offer.  Get an idea of what you need and what you want if you haven’t already thought about it.  You may want a certain paint or tile color, but that pales in comparison to what you may need, like enough space to fit your growing family.  Focus on your needs first. Make note of your favorite communities and floor plans. 
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Step 2:  Visit a model home. 
Now that you have some favorites picked out, it’s time to visit the community you like best.  Don’t worry if you like several communities – any of our community managers can get you started and show you some of our homes.  The community you visit may have some of the same floor plans as another community you like.  Our community manager will talk with you about what you’re looking for, and then find out some basic financing information such as your desired monthly payment, to start matching you to a home.  He or she can also help you set up an appointment with our preferred lender to get you started on the mortgage approval process.
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Step 3: I’ve found the home I want, at the price I want and the location I want. What happens next?
You might find the perfect home on your first visit to a model home, or it may take you several visits to find the home for you. When you’re ready to make it official, your community manager will sit down with you to complete the purchase agreement.  At this time you’ll also submit your Earnest Money Deposit, which will be $500 for a home that is already under construction or $1,000 if you choose to build from the ground up.  This money will be deposited into an escrow account and held until the day you close on your home. At that time the money will be turned over to Title Company and credited to you on your closing statement. 
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Step 4: Continue with the financing process.
If you haven’t already met with a lender to get the mortgage approval process going, now is the time.  You may choose any lender you wish, but using our preferred lender usually saves our home owners up to $2,000 or more at closing.  Talk with your community manager about setting up an appointment with our preferred lender.
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Step 5: Pre-Construction Meeting & Design Selection Meeting. Depending upon what construction stage your home is at, you may be called by our office to come in for a pre-construction meeting and a color selection meeting. Average time for these meetings is about an hour and a half in total.  Click here for details about the pre-construction and design selection meetings.
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Step 6: We build your house.
Your community manager and construction superintendent will be in touch with you throughout the building process.  For some, this process may be short as you may have purchased a home that was already complete, but for others that are building from the ground up, your closing will be months away.
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Step 7:  Closing
You will be called 24-48 hours before your scheduled closing time to confirm the amount that you will need to bring to closing.  You’ll need to get certified funds (cashier’s check or money order) for that amount and bring it with you when you come to your closing.

Your closing will take place at Home Creations’ main office.  You’ll meet with a representative from the Title Company, who will explain your closing documents to you.  You’ll also meet with a representative from Home Creations to go over your warranty forms and a few other forms. At the end, you’ll receive your keys and you’ll be a new home owner!
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After Closing:
Click here for warranty information